WEST PALM BEACH
The beginning of the historic period in south Florida is marked by Juan Ponce de León’s first contact with native people in 1513. Europeans found a thriving native population, which they categorized into separate tribes: the Mayaimi in the Lake Okeechobee Basin and the Jaega and Ais people in the East Okeechobee area and on the east coast north of the Tequesta. When the Spanish arrived, there were perhaps about 20,000 Native Americans in south Florida. By 1763, when the English gained control of Florida, the native peoples had all but been wiped out through war, enslavement, or European diseases.
Other native peoples from Alabama and Georgia moved into Florida in the early 18th century. They were of varied ancestry, but Europeans called them all “Creeks.” In Florida, they were known as the Seminole and Miccosukee Indians. The Seminoles clashed with American settlers over land and over escaped slaves who found refuge among them. They resisted the government’s efforts to move them to the Indian Territory west of the Mississippi. Between 1818 and 1858, three wars were fought between Seminoles and the United States government. By 1858 there were very few Seminoles remaining in Florida.
The area that was to become West Palm Beach was settled in the late 1870s and 1880s by a few hundred settlers who called the vicinity “Lake Worth Country.” These settlers were a diverse community from different parts of the United States and the world. They included founding families such at the Potters and the Lainharts, who would go on to become leading members of the business community in the fledgling city. The first white settlers in Palm Beach County lived around Lake Worth, then an enclosed freshwater lake, named for Colonel William Jenkins Worth, who had fought in the Second Seminole War in Florida in 1842. Most settlers engaged in the growing of tropical fruits and vegetables for shipment the north via Lake Worth and the Indian River. By 1890, the U.S. Census counted over 200 people settled along Lake Worth in the vicinity of what would become West Palm Beach. The area at this time also boasted a hotel, the “Cocoanut House”, a church, and a post office. The city was platted by Henry Flagler as a community to house the servants working in the two grand hotels on the neighboring island of Palm Beach, across Lake Worth in 1893, coinciding with the arrival of the Florida East Coast railroad. Flagler paid two area settlers, Captain Porter and Louie Hillhouse, a combined sum of $45,000 for the original townsite, stretching from Clear Lake to Lake Worth.
On November 5, 1894, 78 people met at the “Calaboose” (the first jail and police station located at Clematis St. and Poinsettia, now Dixie Hwy.) and passed the motion to incorporate the Town of West Palm Beach in what was then Dade County (now Miami-Dade County). This made West Palm Beach the first incorporated municipality in Dade County and in South Florida. The town council quickly addressed the building codes and the tents and shanties were replaced by brick, brick veneer, and stone buildings. The city grew steadily during the 1890s and the first two decades of the 20th century, most residents were engaged in the tourist industry and related services or winter vegetable market and tropical fruit trade. In 1909, Palm Beach County was formed by the Florida State Legislature and West Palm Beach became the county seat. In 1916, a new neo-classical courthouse was opened, which has been painstainkingly restored back to its original condition, and is now used as the local history museum.
The city grew rapidly in the 1920s as part of the Florida land boom. The population of West Palm Beach quadrupled from 1920 to 1927, and all kinds of businesses and public services grew along with it. Many of the city’s landmark structures and preserved neighborhoods were constructed during this period. Originally, Flagler intended for his Florida East Coast Railway to have its terminus in West Palm, but after the area experienced a deep freeze, he chose to extend the railroad to Miami instead.
The land boom was already faltering when city was devastated by the 1928 Okeechobee hurricane. The Depression years of the 1930s were a quiet time for the area, which saw slight population growth and property values lower than during the 1920s. The city only recovered with the onset of World War II, which saw the construction of Palm Beach Air Force Base, which brought thousands of military personnel to the city. The base was vital to the allied war effort, as it provided an excellent training facility and had unparalleled access to North Africa for a North American city. Also during World War II, German U-Boats sank dozens of merchant ships and oil tankers just off the coast of West Palm Beach. Nearby Palm Beach was under black out conditions to minimize night visibility to German U-boats.
The 1950s saw another boom in population, partly due to the return of many soldiers and airmen who had served in the vicinity during the war. Also, the advent of air conditioning encouraged growth, as year-round living in a tropical climate became more acceptable to northerners. West Palm Beach became the one of the nation’s fastest growing metropolitan areas during the 1950s; the city’s borders spread west of Military Trail and south to Lake Clarke Shores. However, many of the city’s residents still lived within a narrow six-block wide strip from the south to north end. The neighborhoods were strictly segregated between White and African-American populations, a legacy that the city still struggles with today. The primary shopping district remained downtown, centered around Clematis Street.
In the 1960s, Palm Beach County’s first enclosed shopping mall, the Palm Beach Mall, and an indoor arena were completed. These projects led to a brief revival for the city, but in the 1970s and 1980s crime continued to be a serious issue and urban sprawl continued to drain resources and business away from the old downtown area. By the early 1990s there were very high vacancy rates downtown, and serious levels of urban blight.
Since the 1990s, developments such as CityPlace and the preservation and renovation of 1920s architecture in the nightlife hub of Clematis Street have seen a downtown resurgence in the entertainment and shopping district. The city has also placed emphasis on neighborhood development and revitalization, in neighborhood districts such as Northwood Village, Old Northwood, Flamingo Park and El Cid. Many neighborhoods still struggle with urban blight and crime, as well as lowered property values caused by the Great Recession, which hit the city particularly hard. The latest large scale development within the city is the re-development of the mostly abandoned 1,000,000 + square foot Palm Beach Mall, located at the Interstate 95/Palm Beach Lakes Boulevard interchange. Ironically, the very mall that initiated the original abandonment of the downtown, is itself now abandoned and considered by many an eyesore. Re-development of the mall into the Palm Beach Fashion Outlets has begun as of late 2012. The building of the outlet mall has been finished since February 2014.
1902 Plain Back $20 Note Engraved signatures on all three notes of H.L. Donold, Cash. and J.L. Griffin, Pres. Charter #11073.
The First National Bank of West Palm Beach was issued its charter #11073 on September 7, 1917, and was located at Clematis and Olive streets in a two story building. On January 3, 1924 the First National merged into the First American Bank and Trust Co. of West Palm Beach and went into voluntary liquidation on February 5, 1924. The above three notes are the only notes known on this bank.
The American National Bank of West Palm Beach received its charter on December 1, 1921 and hired E.M. Brelsford as bank President and H.L. McDonald as Secretary, Treasurer, and Cashier. The bank was unable to survive the Depression and was forced to merge with a competing bank. This is the finest of only two notes known on the bank.
March 20, 1929 was the date the West Palm Beach Atlantic National Bank received its charter #13300, and hired H. Martin as the banks first President. On April 30, 1978, it was renamed Atlantic National Bank of Palm Beach County. On July 1, 1981, it was acquired by Atlantic National Bank of Floirda and renamed Downtown West Palm Beach Branch, and moved to 302 Datura Street WPB, where it became a branch of the First Union Bank of FLorida until June 1, 1990, when the institution was closed.
- Browse Videos of Florida’s Historical Towns and Banks
- Mr. and Mrs. Youngerman attend the inagural “The Value of Money” exhibit
- State of Florida Civil War Currency
- Florida Currency Museum Open Showcasing The William Youngerman Collection
- Collecting Florida National Bank Notes
Notes & Currency
- 18__ Fernandina $3 Obsolete Note
- 1882 $50 Jacksonville Note Charter #3869
- 1902 $10 Punta Gorda Note Charter #10512
- 1882 $5 Palatka Note Charter #3223
- 1902 $5 Key West Note Charter #7942